What is the main challenge a small or medium business faces these days? Could it be competition? Could it be loosing customers? Could it be employee frustration, or could it be the downfall of profits? I've met quite a lot of small to medium businessmen in Sri Lanka. They actually knew how to handle the core of the business and earn revenue. But their biggest challenge was to cope up with the fraudsters and frauds. It wasn't easy. They came up with all forms of phases and faces. They exists everywhere. What are the ways of tracking those and protecting businesses from frauds?